ObamaCare Insurance Premiums

ObamaCare Insurance premiums are a sore subject with many readers; however, ObamaCare insurance premium increases are a response to the protections contained within the law.

ObamaCare Employer Mandate

The ObamaCare Employer Mandate / Employer Penalty,  originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up to age 26, or pay a fee. Below we clarify how each aspect of the mandate affects employees and employers.